Sunday, 18 February 2018

C Columns

Your Daily Bread: 'I Don't Care Too Much for Money...'

By Terry Frisk

I was on my way to work a while back and, while sitting at a traffic signal, the old Beatles song “Can’t Buy Me Love” came on the radio. Hearing the early Beatles songs always brings a smile to my face as I am reminded of my youth. However, this time the words to the second verse caught my attention:

I'll give you all I got to give if you say you'll love me too.I may not have a lot to give, but what I got I'll give to you.I don't care too much for money, money can't buy me love.

I’ve heard this song countless times through the years, but I never really focused on thelyrics until that moment. Even the Beatles who amassed tremendous fame and fortune recognized that money isn’t everything. These words resonated with me and I knew that God was speaking to me about His love. I was reminded of Jesus’s words in Luke 16:13­15: “'No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve both God and money.' The Pharisees, who loved money, heard all this and were sneering at Jesus. He said to them, 'You are the ones who justify yourselves in the eyes of others, but God knows your hearts. What people value highly is detestable in God’s sight.'”

We all have our struggles with money. Scripture has much to say on the topic with over 2,000 verses devoted to money and material wealth. Our attitude toward money is a major factor in our relationship with God. However, it is a very difficult subject for Christians to discuss. We work hard to provide for ourselves and our families. So, when we read in Matthew 19 about Jesus telling a rich man to sell all his possessions and give the money to the poor to achieve eternal life, we struggle with how we respond. But, Jesus knew that the rich man’s love of money and possessions was standing in the way ofhis relationship with God. We can build our relationship with God without giving everything away. How do we do this?

Stewardship: Recognize that everything you are and have comes from God. Be thankful for these gifts from God and devote them to His kingdom and glory. Through prayer, ask God how to best utilize the resources He has given you. Then, set goals to help you achieve His plan for you. Prepare a budget to help you control your finances so that you can live within your means. Without a budget, your spending can get out of control, resulting in debt, which is the next item.

Debt: Avoid incurring debt whenever possible. Save for major purchases like automobiles, appliances, recreational items, etc. and pay cash for them. When buying a home, select a modest home with a mortgage payment no more than 25 percent of your income. If you use a credit card, keep track of your purchases like you would your checkbook and pay the balance off each month.

Giving: God expects us to give, not only to our church, but also to other individuals and organizations in need. The Old Testament prescribes “tithing” or giving one tenth of your income which some still follow today. Scriptures in the New Testament teach givingshould be proportionate to your abundance (2 Corinthians 8), which may be above or below one tenth of your income. Let prayer guide you in how you give.

Even though money can’t buy love, developing a healthy attitude about money can go a long way toward nurturing our love for God. Make 2018 the year you take control of your finances so your finances don’t control you.

Terry Frisk is a partner in the firm B2B CFO, providing financial advisory services to small businesses. He also counsels individuals on personal financial matters through the Cathedral of the Rockies Budget Counseling ministry. He may be contacted through e­mail at This email address is being protected from spambots. You need JavaScript enabled to view it..

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